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Nimble mortgage solutions with expert VA loan guidance for homebuyers
Sergio Michel
Mortgage Loan Originator
PMG Home Loans
Introduction
Meet Sergio from PMG Home Loans. He is a truly nimble and resourceful mortgage professional who specializes in finding the right home loan solutions for clients across California and Texas. With enhanced expertise in VA loans thanks to his recent advanced training, Sergio is an exceptional resource for veterans seeking home financing.
What They Do
Sergio helps individuals navigate the process of securing residential home mortgages, whether they are buying a new home, are first-time buyers, veterans, or need to refinance their existing mortgage. He has deepened his expertise in VA loans through specialized training, making him well-equipped to serve veteran clients with comprehensive knowledge of VA loan processes and products.
Location & Service Area
Sergio is based in San Jose, California, and is licensed to serve customers throughout the entire state of California as well as Texas.
What Makes Them Different
Sergio and PMG Home Loans are known for being quick and nimble. If a solution for a client's unique situation is not immediately available, Sergio is resourceful and proactive in finding a lender or approach that can help. His commitment to ongoing education, including recent advanced VA loan training, demonstrates his dedication to providing the best possible service, especially for veterans who benefit from his enhanced expertise.
Services Offered
Who They Help
Sergio works best with individuals and families looking to buy a home or refinance their mortgage, with a particular focus on veterans seeking to utilize VA loan benefits. He also collaborates closely with real estate agents, financial advisors, and insurance professionals who serve clients making significant financial decisions related to homeownership.
Know someone who says...
"They're thinking of buying a house soon."
"Their mortgage rate is really high, or they want to lower their monthly payment."
"They're a veteran looking to use VA benefits for a home loan."
"They're first-time homebuyers and don't know where to start with financing."
Fun Fact
Sergio is more of a tea person than a coffee person.
Quick Facts
Reviews (7)
Featured Review
"Sergio and his team at PMG Home Loans provided trustworthy, responsive service and significantly reduced closing costs for a first-time homebuyer."
Ashton Torrez
November 15, 2025
December 16, 2025
"Sergio Michel is a responsible, disciplined, and bilingual mortgage professional who demonstrates strong commitment and excellent customer service."
November 25, 2025
"Sergio Michel is a passionate and professional mortgage expert who excels at building connections and supporting others in achieving their goals."
November 19, 2025
"Sergio Michel is an easy-to-work-with, responsive mortgage professional who consistently educates and supports both clients and colleagues, making a positive impact in his network."
November 19, 2025
"Sergio Michel is an authentic, trustworthy mortgage professional who makes the home buying process clear, approachable, and supportive for clients at every stage."
November 19, 2025
"Sergio Michel is a reliable, collaborative mortgage professional whose expertise and support have had a profound personal and professional impact on those around him."
November 19, 2025
"Sergio Michel is a resourceful, attentive, and highly recommended mortgage broker who listens to clients' needs and consistently delivers the right solutions."
Ready to Connect?
Call Bruce now to ask questions or book services with PMG Home Loans
Call 833-853-6789